Financing Center

Car Leasing vs. Auto Financing

With both our new and used car financing programs, your first move is to find the vehicle you want. Then, decide if you want a purchase or lease. Our finance experts will show you the differences between auto financing vs. car leasing.

Perks of Auto Financing

• You own your vehicle and can customize it with accessories, parts, a spoiler, new decals, or a custom paint job. It’s yours to do with what you will! 
• There are no mileage limits. Drive it as much as you want! This is great if you plan on outdoor adventures, summer trips with your family, or weekend getaways to your favorite camping spot or lake destination.
• You can sell the car later on if you decide to. Keep it in top condition for the best results with regular maintenance from our service team. We want you to get the most out of your car ownership!
• You get plenty of options for auto loan financing, such as a posh Lexus GX 460 or the sleek RZ 450E.

Benefits of Car Leasing

• Easily upgrade to a new Lexus every few years without having to sell the vehicle. This is great if you want the latest, greatest, and best automotive technology to keep your family connected and safe. Your ride will also look sharp as you show it off to your friends and neighbors when the new model year comes out.
• Your down payment is low or nonexistent, depending on your creditworthiness. You’ll also spend less over a few years compared to buying.
• Monthly payments can be lower than with auto loan financing, depending on the type of vehicle you choose. We can help point you in the right direction!

Utilize Our Online Finance Tools to Find Out More

Our new and used car financing team wants you to know that getting an auto loan doesn’t have to be stressful or discouraging. We’ll take the hassle out of auto loan financing. 

Even if you have bad credit, your financial standing might be better than you think. Our auto loan financing team works with a variety of top lenders in our area to get you the bad credit car leasing or auto financing terms that fit your lifestyle.

As you get ready to move forward with a purchase, you must plan your finances carefully. You’ll need to account for the monthly payment, fuel costs, insurance, service, and repairs. Next to a home, investing in a car is the single biggest purchase you can make. Start the car-buying process by utilizing our handy online tools:

• Apply for Financing: Determine what kind of monthly payment plan you can get when you apply for financing. We’ll be in touch after you fill out the form.
• Value Your Trade-In: Trading in your older vehicle? Our handy tool allows you to value the trade. You can put your trade-in toward your new ride to lower your down payment and make your purchase more affordable.
• Payment Calculator: Our payment calculator shows you an estimate of your monthly auto loan financing payment. Simply enter the vehicle’s price, interest rate, loan term, down payment, and trade-in value. Then, you’ll have a good idea of what your monthly payment could be. Your final results will probably differ from the calculator a bit.  

Auto Financing & Car Leasing in Tulsa

Have you decided whether auto loan financing or car leasing fits your situation? Contact us or call (539) 200-0194 if you have any questions. We’ll help you secure a new or used car financing plan or a great car leasing deal, that best fits your needs. We would love to put you behind the wheel of a new or used Lexus whenever you’re ready!

Financing Staff

Zachary Pinney, Finance Director

[email protected]
918-359-6205

Joel Andreasen, Finance

[email protected]
918-359-6239